Tag: frustrations

Ok so you know how I lost $560 last month because Paypal kept withdrawing from my bank account without telling me and the bank charged me that amount in NSF fees? Well the whole reason why I added that account to Paypal in the first place was because I couldn’t use my main bank account (TD account).

You see, my TD account is locked into another account that got suspended a long time ago for reasons I dont remember. So, today I had a conversation with an account locking ‘specialist’ from Omaha, NE where Paypal is located (which took me 30 min to get to btw).

So, turns out that they can’t remove my TD account from that account because that account has a negative account balance of $-188. AND it gets better. I can’t pay that balance because I don’t have access to that account because it’s locked. AND they can’t unlock that account for me because it’s a US account and I live in Canada. SO I have to write them a check and send it to them, pay off the negative funds, wait for their phone call to unlock my account, login to my account to remove my TD account, AND FINALLY associate my TD account with my current paypal account.

Man, this is the third account (bank and otherwise) that I’ve had to deal with negative balances. Where does this negative money come from?

Its not often that I get PO’d about anything, but there are some things that happen which piss me off and I’d rather not share them on my site which can be viewed by employers, so I’ll share them here instead.

1) Why is it so hard to find a part-time job? I think I got more interviews before I was on PEY than after. Am I overqualified or something? 0 responses out of 30 emails? cmon. WTF is up with that?

2) Why can’t I get a loan even when I am employed for 16 months. That guy at RBC really pissed me off today. Apparently I can get a student-line of credit but I can’t get a general purpose loan. Why the hell not? Isn’t debt all the same? Nope, apparently when the purpose is different there’s different criteria, which is bullshit. He had the nerve to tell me I couldn’t get a loan because my work is not full time, it’s ‘temporary’. Why the hell not? I work full time, I make more than some people who work full time do, so why the hell am I automatically denied a loan because of my 16 month employment? Gay ass shit.

3) Why is the UC registrar being such a bitch about me enrolling in RSM100Y1? All I want to do is take that management course which is supposed to be (according to calendar) open to A&S students, space permitting. I already talked with the PEY director about enrolling. I have the money. I have intention to do well to switch majors. It should be no problem for me to enroll, yet they are so hard-headed about letting me in. Apparently, it’s only open to students in Commerce and first year students. Well thats stupid, because 90% of students in Commerce are going to specialize so they are not interested in the major. Why not 4th year students like me? I have the right to enroll in courses earlier so I should have more priority too. Why do I have to get permission from Commerce to do it? Why is it so hard to change my damn major? Other PEY students can take courses just fine, but I have to jump through 30 hoops to do it.

See, I get pissed off when people stand in the way of my goals…and I’ll find one way or another of obtaining my goals so don’t even bother.

1. I stayed up 24 hours to finish CSC373 assignment just to get it back with a 60.
2. I had to drop CSC309 because I misread the A1 spec and our group got 27/100 on it
3. My external hard drive failed and I have lost 500GB worth of data
4. My netbook adapter died and I am currently typing on my old laptop
5. My CSC301 group members want to kick me out of the group because I am ‘not being part of the team’ and apparently am ‘hiding things’ from them. I will get hammered on the peer eval.
6. My Oracle interview I couldn’t figure out what a QA person did and couldnt tell them about my 301 troubles.
7. I BSed the CSC373 midterm and am certain that I will get a bad mark on it and maybe drop it as well.
8. My stock portfolio fell 10% and I am suffering massive financial debt
9. My $130 Sennheisers broke and now I am out of a music outlet =(

Hah. If this is the worst that UofT has, I say bring it on. Strangely enough, despite all of this, I am quite optimistic about things. Perhaps I am used to it….